Quality Affordable Housing Solutions

Montage of Community Members

The Midlands Housing Trust Fund (MHTF) was created to provide financing, technical assistance, and advocacy for the construction, rehabilitation, and preservation of affordable housing in the Midlands.

MHTF is a revolving loan fund that lends to housing developers for creation of affordable housing for households earning less than 80% of Area Median Income in a seven-county area of central South Carolina (Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, and Richland counties).


LEARN Learn more about the Midlands Housing Trust Fund. 
Learn more about the need for affordable housing in the Midlands.

Housing is considered to be affordable when people pay no more than 30% of their income on housing costs. Households paying more than 30% of their income for housing are “housing cost-burdened.” More than 50% of renters and 35% of homeowners in the Midlands are housing cost-burdened.